Pr. James explains some verses which are widely misunderstood. Many will be surprised to learn that Paul is describing people within the visible church…

“But understand this, that in the last days there will come times of difficulty. For people will be lovers of self, lovers of money, proud, arrogant, abusive, disobedient to their parents, ungrateful, unholy, heartless, unappeasable, slanderous, without self-control, brutal, not loving good, treacherous, reckless, swollen with conceit, lovers of pleasure rather than lovers of God, having the appearance of godliness, but denying its power. Avoid such people. For among them are those who creep into households and capture weak women, burdened with sins and led astray by various passions, always learning and never able to arrive at a knowledge of the truth.Many Christians will be surprised to realize that these verses are about self-identified Christians.” –2 Timothy 3:1-5

Does this sound at all familiar?